Financial: Services

Plano Dave Ramsey Counselor: Why do clients plan to retire at age 150? - Plano Dave Ramsey Counselor Doug Stephens offers advice about retirement planning and financial counseling using the principles espoused by Dave Ramsey.

Sounds like a life sentence doesn’t it? No one really plans to retire at 150, but many of us behave as if we do. Each day in my Dallas coaching practice I meet clients that are in their 40’s, 50’s and beyond that are deeply in debt. In many cases the debt load is still… [more info... ]

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Dave Ramsey Dallas Counselor Asks: Why are you considering bankruptcy? - Dave Ramsey Dallas Counselor Doug Stephens, MBA, is shocked at the number of new clients that are considering bankruptcy. It prompts him to ask,”why is everyone filing bankruptcy?”

Of course, not every new client expresses the desire to file bankruptcy. But the fact is that many newcomers to financial coaching honestly believe that bankruptcy is their best option. Astonishingly, these same people tell me this before we even look at their… [more info... ] 

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Dave Ramsey Counselor Asks: What is the “B” word that everyone fears? - Dave Ramsey Counselor Doug Stephens, MBA, in Dallas, Texas finds that many clients share a common fear. He asks, “Why does that “B” word frighten everyone?”

The word that we are are talking about, of course, is budget. The word budget evokes in most individuals the feelings of fear and dread.  In general, many… [more info... ]