Flower Mound Realtor Sandy Luedke with ideal Real Estate Group advises home owners to save money by shopping for insurance.

With the tough times many of us are facing today due to the economic downturn, we’re all re-evaluating the fixed costs in our lives and businesses and seeing where we can cut corners.

For those of us living in Texas, we now have a valuable resource to determine if we are paying a competive rate on our home and auto insurance. Consumers can now shop for better rates at a new state web site: www.helpinsure.com

The site, run by the Texas State Department of Insurance, offers a breakdown of premiums for areas around the state. Comparisons show that the cost of homeowner’s policies can differ by hundreds of dollars a year for similar houses within the same zipcode!

An example based upon rate from the 27 largest home insurance companies in Texas reveals, that a typical $150k brick home in Dallas County, where the owner had an average credit rating and no insurance claims for the previous 5 years…shows a range from $704 to more than $2200 a year. Now that’s a significant spread and worth looking into!

Consumer watchdog groups have contended for years that we in Texas pay rates that are far too high (one of the highest in the nation), so this service may be invaluable, especially in these penny pinching times.

Bottom line…rates can vary dramatically and it pays for people to shop around for home insurance, just like we now do with car insurance!

Flower Mound Realtor Sandy Luedke, the Broker Owner, has been providing buyers and sellers premier real estate services for over 20 years.  214-476-1423  Please call for more information.