East Dallas Insurance Agent discusses Health Insurance

East Dallas Insurance Agent Sam Morris, Owner of Sam Morris Insurance and Financial Services Agency discusses Health Insurance for Those in Transition.

Graduating students and people between jobs are among those who can take advantage.

Short Term Medical health insurance is a product designed to help people who find themselves temporarily without insurance.

Who can?
According to the experts, the product offers a timely affordable alternative for people in transition including:

• Students who are about to graduate
• People who are between jobs
• Part-time, temporary or seasonal employees
• Recent retirees waiting for Medicare to start
• New employees waiting for benefits
• People who are unemployed  

It can be very tempting to forgo insurance when you’re between jobs or waiting for your benefits to kick in, particularly when you’re young and healthy.  But that’s a gamble you could lose, and lose bad, leaving you saddled with medical debt for the next decade or longer.

A flexible product:
Applicants can choose the length of their policy (usually 6mo–1yr), the deductible
($500-$5,000 for individuals or $1,000-$10,000 for families) and the payment method (credit card, electronic funds transfer or monthly check).  Most plans have a $2 million maximum benefit and include prescription drug coverage.  They don’t cover preexisting conditions.

I can help you with your college planning.  Just ask me how. Call me at 972-240-8075 for a free personal analysis of your needs.

East Dallas Insurance Agent Sam Morris has been providing long term care insurance, along with residential property coverage, auto insurance coverage, disability income coverage, and general liability coverage to clients in Garland and East Dallas since 2000. Sam is a veteran of the armed services and makes it his personal mission to make sure that you have the right coverage… not too much nor too little. Please call today for a personal consultation with Sam.