Mesquite Insurance Agent helps women overcome dental costs.

Mesquite Insurance Agent Sam Morris discusses continues his discussion on helping women get over The Dental Cost Barrier.

Women Who Skip Dental Exams:

Income Level

Less than 100% of the federal poverty level                 50%

100% - 199% of FPL                                                     55%

200% - 299% of FPL                                                     39%

300% or more of FPL                                                    25%

Researchers reported that adjusting for confounding factors appears to eliminate any correlation between gum disease and pregnancy.  For the most part, women appear to be more conscientious than men about seeking out dental care.  Researchers found that only 25% of women, compared with 30% of men had untreated cavities.

The following strategies were suggested for ensuring that women have the adequate dental insurance needed and the incentives to get routine preventive care no matter what kind of insurance they have.

• Let employer benefits managers and employees know about the research.
• Encourage employers to offer plans that provide extra care for pregnant women.
• Tell employers and individual clients that employees who are eligible for COBRA, can use COBRA to continue dental coverage.
• Periodically remind women coming in for retirement planning advice or other financial advice that taking care of their teeth is a great investment.
• Offer reputable employer paid dental discount programs.
• Look for ways to include oral health in health and wellness incentive programs.

Mesquite Insurance Agent Sam Morris has been providing long term care insurance, along with residential property coverage, auto insurance coverage, disability income coverage, and general liability coverage to clients in Garland and East Dallas since 2000. Sam is a veteran of the armed services and makes it his personal mission to make sure that you have the right coverage… not too much nor too little. Please call 972-240-8075 today for a personal consultation with Sam.

East Dallas Insurance Agent helps women overcome dental costs.

East Dallas Insurance Agent Sam Morris, Owner of Sam Morris Insurance and Financial Services Agency discusses helping women get over the dental cost barrier.

Dental, health and disability insurers may be facing a hidden recession related challenge: Persuading women to see the dentist.

When researchers analyzed data from the health policy think tank’s  insurance survey, they found that 27% of participating women who had health insurance failed to get dental care in the past year due to concerns about cost, compared to just 22% of the insured male participants.

An even more dramatic gap for participants without health coverage was reported at 60%, compared with just 39% of the uninsured men.  Experts fear that access to dental care may have deteriorated since then, along with the stare of the economy.  In this case women may be facing even greater pressure to avoid dental care at a time when some studies suggest that dental problems, and especially gum disease, may be associated with the likelihood that women will suffer serious, potentially disabling general health problems, such as pregnancy complications. 

Proving that oral health problems can be directly related to general health problems, rather than resulting from common causes, such as poverty or tobacco use is difficult.

A common pregnancy complication such as Preeclampsia can lead to premature birth, sky-high medical claims, and short-term or long-term maternal disability. 

East Dallas Insurance Agent Sam Morris has been providing long term care insurance, along with residential property coverage, auto insurance coverage, disability income coverage, and general liability coverage to clients in Garland and East Dallas since 2000. Sam is a veteran of the armed services and makes it his personal mission to make sure that you have the right coverage… not too much nor too little. Please call 972-240-8075 today for a personal consultation with Sam.